Distressed homeowner help

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As discussed on Money 101 with Bob McCormick today, the program that aids distressed homeowners ends this Friday, January 18. Here are some of the highlights discussed on the show:
Where to get help for loan modifications and refinance options:
For borrowers who lost their home to foreclosure between Jan. 1, 2008 and Dec. 31, 2011 and whose loans were serviced by one of the five participating mortgage servicers, the National Mortgage Settlement Administrator is mailing Notice Letters and Claim Forms in late September through early October.
If you believe that you are eligible for relief and have not received a Claim Form, contact the National Mortgage Settlement Administrator at 1-866-430-8358, Monday through Friday 7:00 a.m. – 7:00 p.m. Central Time.
FOR BORROWERS NOT ELIGIBLE FOR ASSISTANCE UNDER THIS SETTLEMENT
The National Mortgage Settlement is not the only assistance available to troubled borrowers. The following Web sites include valuable information for borrowers regardless of whether you are eligible for this settlement:
You may also call: 1-800-569-4287 to connect with a HUD-approved housing counselor.
Loans owned by Fannie Mae or Freddie Mac are not impacted by this settlement.  You may visit the following websites to learn if your loan is owned by either Fannie Mae or Freddie Mac:
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